
Leads in 18+ Languages


Starting from $1-$3/lead


Instant Delivery


24/7 Support


Training and Support


Customizable Lead Generation


No Cost CRM


Partner on a case-by-case basis


Partner App


Trusted by Industry Leaders.


No Exam < $2M (WL, IUL, TERM)


Instant Application Approval


24h Policy Delivery


60-110% Advanced Commission


Training and Support


Non-US Citizen approval regardless of documentation status


No Cost Living Benefits


Partner on a case-by-case basis


Agent App & Client App


Trusted by Industry Leaders. Backed by A+ Rated Carriers

Non-Us Citizen Leads
Permanent Residents
Foreign Nationals
We generate and distribute qualified leads in the United States.

English (Approved for Clients)
Spanish( Approved for Clients)
Chinese (Approved for Clients)
Flow International "FLOW" is a trusted partner of agents, agencies and premier life insurance companies. We offer partnerships and direct contracts to Financial Representatives, Financial Advisors, Life Insurance Agents and Agencies to represent National Life Insurance Company and Fidelity and Guaranty Life Insurance Company. As an exclusive partner of these carriers, we streamline the onboarding and contracting process, ensuring a smooth start for our partners.